About WorthClear
We built WorthClear because your bank balance has never been the full story.
The problem
Banks show you a number. That number includes rent due next week, a direct debit you forgot about, and money you're relying on for an emergency. It doesn't tell you what is actually free to spend today.
People make financial decisions on incomplete information every day, not because they are careless, but because no tool has ever given them the full picture in a clear, usable form.
WorthClear changes that.
Bills and your safety reserve are already accounted for above. This is genuinely yours to use however you choose.
How it works
A single number that accounts for upcoming bills, your safety reserve, and committed spending, leaving you with what is genuinely free to use.
A complete record of your financial position captured once a month: income, spending, assets, and liabilities. See how you're trending over time.
An assessment across savings coverage, debt exposure, income stability, and spending patterns. Not a score, but a structured way to understand where you stand.
Your mortgage balance, estimated equity, and property value tracked alongside your current accounts, giving you a complete picture of your net worth.
Built for trust
WorthClear is built around one idea: a financial tool should be transparent about how it reaches every number and every recommendation, so you can understand the reasoning behind every decision.
Regulated Open Banking
Your bank connections go through a regulated Open Banking provider. WorthClear never sees your bank passwords or login credentials.
Real data, not estimates
WorthClear builds your financial picture from your actual data, not estimates or generic benchmarks. Every number is explained.
GDPR-first
Your data is yours. You can export everything or request deletion at any time, with no friction and no dark patterns.
Clarity, not advice
WorthClear gives you information and context. It is not a financial adviser and does not tell you what to do. It helps you understand your position so you can decide.
Early access
We're opening early access to a small group of households. Join the list and we'll reach out when your spot is ready.