Early access · June 2026
WorthClear connects your accounts and shows what needs protecting, what's genuinely safe to spend, and what your money should do next. No manual budgeting.
Free during early access. No card required.
The problem
Your bank shows a number. That number mixes bills due next week, a direct debit you forgot, your emergency buffer, and money that's genuinely yours to spend.
Most apps show you what already happened. That still leaves the hard question unanswered: what is actually safe right now?
What your bank shows
€4,120
Your balance. But it includes upcoming bills, your buffer, and committed spending you can't actually touch.
What WorthClear shows
€1,540
After bills, your buffer, and committed spending. The real number, clearly explained.
How it works
Five things, once a month. Connect your accounts. The rest happens for you.
Secure Open Banking. Authorise directly with your bank. We never see your login.
A complete monthly picture: income, spending, assets, and liabilities across all accounts.
Savings coverage, debt exposure, income stability. A clear read, not a score.
Your real available balance, after bills, your buffer, and committed spending.
The one thing your money should do next. Overpay, save, invest, or protect. Clearly explained.
Why trust WorthClear
Your connections go through a regulated Open Banking provider. We never ask for your bank login or password. You authorise directly with your bank and can revoke access any time.
Every number WorthClear produces comes with a clear explanation of how we got there. You always know what's included, what's excluded, and why. No black-box outputs.
WorthClear is subscription-only. We earn nothing from the products or actions we recommend. No affiliate commission, no switching fees. Our only job is getting the answer right.
Early access
We're opening early access to a small group of households before public launch. Free to try. No card required.